UBI & BBI Platform Development

Smart Insurance, Personalized Pricing

Usage-Based Insurance (UBI) and Behavior-Based Insurance (BBI) are transforming the insurance industry by enabling personalized pricing and improved risk assessment. At Sastram, we develop robust, data-driven platforms that empower insurers to implement these innovative models seamlessly.

Why Choose Our UBI & BBI Platform Development Services?

  • Advanced Telematics Integration – Real-time data collection for precise risk evaluation.

  • AI-Driven Risk Assessment – Smart analytics to predict driving behavior and optimize premium calculations.

  • Seamless System Integration – Easily connects with existing insurance infrastructure without disruptions.

  • Personalized Driver Insights – Engage policyholders with real-time feedback and rewards for safe driving.

  • Fraud Prevention & Claims Optimization – Reduce fraudulent claims with accurate telematics data.

How We Develop High-Performance UBI & BBI Platforms

Consultation & Strategy – Understanding business goals and defining a roadmap for seamless implementation.

Data Collection & Processing – Integrating telematics devices, mobile apps, and IoT solutions to gather real-time insights.

AI-Powered Analytics – Leveraging machine learning to assess risk profiles and personalize premiums.

API & System Integration – Ensuring smooth compatibility with existing insurance systems.

Testing & Optimization – Enhancing accuracy and efficiency through rigorous performance testing.

Ongoing Support & Upgrades – Continuous improvements to keep your platform future-ready.
FAq's

Common Question Answers

We understand that telematics and insurance technology can be complex. Here are some of the most frequently asked questions to help you out.

UBI (Usage-Based Insurance) and BBI (Behavior-Based Insurance) use telematics technology to assess driving behavior and determine personalized premiums based on real-time data.

Telematics collects real-time driving data, such as speed, braking, and mileage, allowing insurers to price policies based on actual risk rather than estimates.

Data includes speed, acceleration, braking, cornering, time of driving, location, and overall driving patterns, helping insurers assess risk more accurately.

Yes, we implement strict data encryption and comply with privacy regulations to ensure all telematics data remains secure and confidential.

Absolutely! Our solutions are designed to seamlessly integrate with your current insurance infrastructure without disrupting operations.

Have More Questions? We’re Here to Help!

We know that transitioning to a new telematics system or integrating it with your existing infrastructure can feel overwhelming. That’s why we’re here to guide you every step of the way!

Why Choose Us

We don’t just offer technology—we provide solutions that make insurance smarter, simpler, and more efficient

Industry Expertise You Can Trust

With years of experience in telematics, we help insurers unlock new possibilities with confidence.

Solutions Built for You

Every insurer is different. That’s why we create tailor-made solutions that fit your needs perfectly.

Smart, Secure, and Reliable

Our systems are designed to keep your data safe, accurate, and always ready when you need it.

We’re Here 24/7

Got a question? Need support? Our experts are always available to help you stay ahead.